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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,893 | $114,712-70.5% | $173,730-80.5% | $87,485-61.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 19.50% | 20.18%-0.7pp | 19.96%-0.5pp | 26.06%-6.6pp |
| Employer contribution / active EE | $3,896 | $2,904+34.2% | $4,577-14.9% | $2,596+50.1% |
| Participant deferral / active EE | $5,397 | $4,642+16.3% | $6,326-14.7% | $4,274+26.3% |
| Admin fee / account holder | $850 | $10,210-91.7% | $17,523-95.2% | $7,775-89.1% |