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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,893 | $123,478-72.6% | $216,567-84.3% | $94,015-63.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 19.50% | 23.61%-4.1pp | 12.94%+6.6pp | 17.84%+1.7pp |
| Employer contribution / active EE | $3,896 | $3,136+24.3% | $5,216-25.3% | $2,790+39.7% |
| Participant deferral / active EE | $5,397 | $4,556+18.5% | $6,191-12.8% | $4,249+27.0% |
| Admin fee / account holder | $850 | $12,753-93.3% | $21,981-96.1% | $8,951-90.5% |