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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,044 | $183,592-94.0% | $155,574-92.9% | $145,877-92.4% |
| Participation rate | 81.3% | 82.7%-1.4pp | 78.2%+3.0pp | 80.3%+0.9pp |
| Annual return | 10.97% | 61.37%-50.4pp | 64.87%-53.9pp | 551.28%-540.3pp |
| Employer contribution / active EE | $1,893 | $5,317-64.4% | $4,676-59.5% | $4,663-59.4% |
| Participant deferral / active EE | $3,072 | $6,466-52.5% | $5,629-45.4% | $6,691-54.1% |
| Admin fee / account holder | $766 | $19,316-96.0% | $15,914-95.2% | $13,402-94.3% |