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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,044 | $183,592-94.0% | $155,567-92.9% | $145,959-92.4% |
| Participation rate | 81.3% | 82.7%-1.4pp | 78.2%+3.1pp | 80.3%+1.0pp |
| Annual return | 10.97% | 61.24%-50.3pp | 64.74%-53.8pp | 561.95%-551.0pp |
| Employer contribution / active EE | $1,893 | $5,315-64.4% | $4,674-59.5% | $4,661-59.4% |
| Participant deferral / active EE | $3,072 | $6,464-52.5% | $5,628-45.4% | $6,689-54.1% |
| Admin fee / account holder | $766 | $19,318-96.0% | $15,916-95.2% | $13,398-94.3% |