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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,728 | $100,139-96.3% | $85,187-95.6% | $145,884-97.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 11.72% | 84.15%-72.4pp | 66.67%-54.9pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,896 | $3,238-41.5% | $2,732-30.6% | $4,662-59.3% |
| Participant deferral / active EE | $2,260 | $5,296-57.3% | $4,525-50.0% | $6,690-66.2% |
| Admin fee / account holder | $1,430 | $7,262-80.3% | $6,162-76.8% | $13,392-89.3% |