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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,034 | $81,487-91.4% | $102,412-93.1% | $80,935-91.3% |
| Participation rate | 88.4% | 66.8%+21.6pp | 74.5%+13.9pp | 67.7%+20.7pp |
| Annual return | 29.18% | 25.60%+3.6pp | 24.94%+4.2pp | 35.66%-6.5pp |
| Employer contribution / active EE | $3,676 | $3,103+18.5% | $3,870-5.0% | $2,757+33.3% |
| Participant deferral / active EE | $1,946 | $3,871-49.7% | $5,060-61.6% | $4,299-54.7% |
| Admin fee / account holder | $898 | $6,717-86.6% | $8,388-89.3% | $6,924-87.0% |