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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,298 | $102,385-36.2% | $147,080-55.6% | $80,935-19.3% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 12.79% | 135.09%-122.3pp | 420.17%-407.4pp | 35.66%-22.9pp |
| Employer contribution / active EE | $6,679 | $3,717+79.7% | $4,933+35.4% | $2,757+142.3% |
| Participant deferral / active EE | $10,620 | $6,651+59.7% | $8,066+31.7% | $4,299+147.0% |
| Admin fee / account holder | $26,473 | $7,951+232.9% | $12,989+103.8% | $6,924+282.3% |