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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,298 | $102,429-36.3% | $147,096-55.6% | $80,925-19.3% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 12.79% | 135.02%-122.2pp | 419.75%-407.0pp | 35.65%-22.9pp |
| Employer contribution / active EE | $6,679 | $3,716+79.8% | $4,936+35.3% | $2,756+142.3% |
| Participant deferral / active EE | $10,620 | $6,649+59.7% | $8,071+31.6% | $4,299+147.0% |
| Admin fee / account holder | $26,473 | $7,957+232.7% | $13,005+103.6% | $6,940+281.4% |