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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,618 | $183,539+6.0% | $155,556+25.1% | $145,897+33.4% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 12.37% | 61.31%-48.9pp | 64.84%-52.5pp | 552.29%-539.9pp |
| Employer contribution / active EE | $6,695 | $5,315+26.0% | $4,675+43.2% | $4,663+43.6% |
| Participant deferral / active EE | $8,557 | $6,467+32.3% | $5,631+52.0% | $6,689+27.9% |
| Admin fee / account holder | $2,633 | $19,275-86.3% | $15,885-83.4% | $13,390-80.3% |