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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,085 | $125,190-33.6% | $105,624-21.3% | $145,897-43.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 8.20% | 225.22%-217.0pp | 116.20%-108.0pp | 552.29%-544.1pp |
| Employer contribution / active EE | $6,484 | $3,720+74.3% | $3,168+104.7% | $4,663+39.1% |
| Participant deferral / active EE | $728 | $5,716-87.3% | $5,013-85.5% | $6,689-89.1% |
| Admin fee / account holder | $826 | $17,138-95.2% | $10,961-92.5% | $13,390-93.8% |