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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,084 | $76,608-88.1% | $56,077-83.8% | $145,877-93.8% |
| Participation rate | 75.0% | 63.2%+11.8pp | 52.5%+22.5pp | 80.3%-5.3pp |
| Annual return | 14.57% | 3009.59%-2995.0pp | 1709.28%-1694.7pp | 551.28%-536.7pp |
| Employer contribution / active EE | $939 | $1,382-32.0% | $1,040-9.7% | $4,663-79.9% |
| Participant deferral / active EE | $1,703 | $2,624-35.1% | $1,954-12.8% | $6,691-74.5% |
| Admin fee / account holder | $572 | $3,325-82.8% | $2,825-79.7% | $13,402-95.7% |