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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,084 | $76,519-88.1% | $56,025-83.8% | $145,897-93.8% |
| Participation rate | 75.0% | 63.2%+11.8pp | 52.5%+22.5pp | 80.3%-5.3pp |
| Annual return | 14.57% | 3017.03%-3002.5pp | 1712.69%-1698.1pp | 552.29%-537.7pp |
| Employer contribution / active EE | $939 | $1,383-32.1% | $1,042-9.8% | $4,663-79.9% |
| Participant deferral / active EE | $1,703 | $2,624-35.1% | $1,955-12.9% | $6,689-74.5% |
| Admin fee / account holder | $572 | $3,331-82.8% | $2,828-79.8% | $13,390-95.7% |