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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,258 | $112,729+92.7% | $98,716+120.1% | $137,256+58.3% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.3%-19.3pp | 80.0%-30.0pp |
| Annual return | 15.84% | 38.48%-22.6pp | 31.81%-16.0pp | 220.34%-204.5pp |
| Employer contribution / active EE | $1,874 | $2,725-31.2% | $2,279-17.7% | $4,156-54.9% |
| Participant deferral / active EE | $10,852 | $4,640+133.9% | $4,048+168.1% | $6,407+69.4% |
| Admin fee / account holder | $7,867 | $10,129-22.3% | $8,703-9.6% | $12,270-35.9% |