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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,258 | $124,980+73.8% | $108,359+100.5% | $154,746+40.4% |
| Participation rate | 50.0% | 75.2%-25.2pp | 70.1%-20.1pp | 80.7%-30.7pp |
| Annual return | 15.84% | 45.00%-29.2pp | 36.89%-21.1pp | 172.34%-156.5pp |
| Employer contribution / active EE | $1,874 | $2,851-34.3% | $2,399-21.9% | $4,379-57.2% |
| Participant deferral / active EE | $10,852 | $4,743+128.8% | $4,137+162.3% | $6,730+61.2% |
| Admin fee / account holder | $7,867 | $11,502-31.6% | $9,741-19.2% | $14,365-45.2% |