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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,206 | $111,814-79.2% | $103,378-77.6% | $145,978-84.1% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 13.92% | 24.80%-10.9pp | 24.91%-11.0pp | 550.52%-536.6pp |
| Employer contribution / active EE | $1,129 | $4,215-73.2% | $3,870-70.8% | $4,662-75.8% |
| Participant deferral / active EE | $3,278 | $5,618-41.7% | $5,058-35.2% | $6,690-51.0% |
| Admin fee / account holder | $6,478 | $9,764-33.7% | $8,401-22.9% | $13,400-51.7% |