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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,662 | $90,674-34.2% | $96,707-38.3% | $82,448-27.6% |
| Participation rate | 92.3% | 75.9%+16.4pp | 80.4%+12.0pp | 68.1%+24.2pp |
| Annual return | 40.76% | 49.05%-8.3pp | 34.78%+6.0pp | 41.64%-0.9pp |
| Employer contribution / active EE | $4,637 | $3,975+16.7% | $4,191+10.6% | $2,551+81.8% |
| Participant deferral / active EE | $10,275 | $5,696+80.4% | $5,997+71.3% | $4,139+148.2% |
| Admin fee / account holder | $2,222 | $7,568-70.6% | $7,503-70.4% | $7,234-69.3% |