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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,876 | $106,749-48.6% | $145,433-62.3% | $82,448-33.4% |
| Participation rate | 65.8% | 75.6%-9.8pp | 82.1%-16.3pp | 68.1%-2.2pp |
| Annual return | 16.72% | 27.59%-10.9pp | 66.58%-49.9pp | 41.64%-24.9pp |
| Employer contribution / active EE | $827 | $3,444-76.0% | $4,554-81.8% | $2,551-67.6% |
| Participant deferral / active EE | $8,103 | $6,519+24.3% | $7,897+2.6% | $4,139+95.8% |
| Admin fee / account holder | $15,132 | $8,390+80.4% | $13,129+15.3% | $7,234+109.2% |