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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,149 | $73,787+0.5% | $98,716-24.9% | $82,448-10.1% |
| Participation rate | 36.1% | 61.4%-25.3pp | 69.3%-33.1pp | 68.1%-31.9pp |
| Annual return | 18.56% | 18.57%0pp | 31.81%-13.2pp | 41.64%-23.1pp |
| Employer contribution / active EE | $594 | $1,511-60.7% | $2,279-73.9% | $2,551-76.7% |
| Participant deferral / active EE | $2,479 | $3,081-19.6% | $4,048-38.8% | $4,139-40.1% |
| Admin fee / account holder | $106 | $6,500-98.4% | $8,703-98.8% | $7,234-98.5% |