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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,131 | $72,426+54.8% | $67,560+66.0% | $145,897-23.1% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 10.15% | 7226.78%-7216.6pp | 3533.50%-3523.3pp | 552.29%-542.1pp |
| Employer contribution / active EE | $3,985 | $3,074+29.6% | $2,737+45.6% | $4,663-14.5% |
| Participant deferral / active EE | $4,690 | $4,785-2.0% | $4,004+17.1% | $6,689-29.9% |
| Admin fee / account holder | $3,275 | $5,514-40.6% | $3,994-18.0% | $13,390-75.5% |