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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,131 | $72,396+54.9% | $67,511+66.1% | $145,959-23.2% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 10.15% | 7194.07%-7183.9pp | 3517.41%-3507.3pp | 561.95%-551.8pp |
| Employer contribution / active EE | $3,985 | $3,071+29.8% | $2,733+45.8% | $4,661-14.5% |
| Participant deferral / active EE | $4,690 | $4,781-1.9% | $4,000+17.2% | $6,689-29.9% |
| Admin fee / account holder | $3,275 | $5,538-40.9% | $3,999-18.1% | $13,398-75.6% |