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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,525 | $111,830-53.0% | $93,696-43.9% | $145,884-64.0% |
| Participation rate | 25.0% | 74.2%-49.2pp | 68.7%-43.7pp | 80.3%-55.3pp |
| Annual return | 10.67% | 204.08%-193.4pp | 133.74%-123.1pp | 551.85%-541.2pp |
| Employer contribution / active EE | $583 | $3,093-81.2% | $2,422-75.9% | $4,662-87.5% |
| Participant deferral / active EE | $3,164 | $4,920-35.7% | $4,417-28.4% | $6,690-52.7% |
| Admin fee / account holder | $1,943 | $10,249-81.0% | $8,287-76.6% | $13,392-85.5% |