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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,697 | $95,404-49.0% | $113,397-57.1% | $82,637-41.1% |
| Participation rate | 93.9% | 72.8%+21.1pp | 76.5%+17.4pp | 68.1%+25.9pp |
| Annual return | 20.65% | 19.08%+1.6pp | 23.20%-2.5pp | 53.51%-32.9pp |
| Employer contribution / active EE | $1,047 | $2,307-54.6% | $2,977-64.8% | $2,552-59.0% |
| Participant deferral / active EE | $1,772 | $4,220-58.0% | $5,076-65.1% | $4,126-57.1% |
| Admin fee / account holder | $1,577 | $9,168-82.8% | $11,957-86.8% | $7,339-78.5% |