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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,697 | $95,453-49.0% | $112,040-56.5% | $82,448-40.9% |
| Participation rate | 93.9% | 72.8%+21.2pp | 76.5%+17.4pp | 68.1%+25.9pp |
| Annual return | 20.65% | 23.92%-3.3pp | 24.52%-3.9pp | 41.64%-21.0pp |
| Employer contribution / active EE | $1,047 | $2,318-54.8% | $2,954-64.6% | $2,551-59.0% |
| Participant deferral / active EE | $1,772 | $4,224-58.1% | $5,098-65.2% | $4,139-57.2% |
| Admin fee / account holder | $1,577 | $9,013-82.5% | $12,098-87.0% | $7,234-78.2% |