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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,116 | $100,970+76.4% | $96,576+84.4% | $137,256+29.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 18.49% | 38.16%-19.7pp | 38.47%-20.0pp | 220.34%-201.9pp |
| Employer contribution / active EE | $791 | $3,809-79.2% | $3,553-77.7% | $4,156-81.0% |
| Participant deferral / active EE | $18,000 | $8,286+117.2% | $7,956+126.2% | $6,407+181.0% |
| Admin fee / account holder | $333 | $11,312-97.1% | $11,381-97.1% | $12,270-97.3% |