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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,116 | $102,609+73.6% | $98,090+81.6% | $138,895+28.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 18.49% | 36.44%-18.0pp | 37.05%-18.6pp | 145.39%-126.9pp |
| Employer contribution / active EE | $791 | $3,867-79.5% | $3,606-78.1% | $4,194-81.1% |
| Participant deferral / active EE | $18,000 | $8,167+120.4% | $7,845+129.5% | $6,396+181.4% |
| Admin fee / account holder | $333 | $11,434-97.1% | $11,815-97.2% | $12,562-97.3% |