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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,080 | $102,385-58.9% | $147,080-71.4% | $80,935-48.0% |
| Participation rate | 70.0% | 75.9%-5.9pp | 82.2%-12.2pp | 67.7%+2.3pp |
| Annual return | 9.41% | 135.09%-125.7pp | 420.17%-410.8pp | 35.66%-26.2pp |
| Employer contribution / active EE | $1,687 | $3,717-54.6% | $4,933-65.8% | $2,757-38.8% |
| Participant deferral / active EE | $4,920 | $6,651-26.0% | $8,066-39.0% | $4,299+14.4% |
| Admin fee / account holder | $3,386 | $7,951-57.4% | $12,989-73.9% | $6,924-51.1% |