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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,483 | $88,815-84.8% | $81,882-83.5% | $145,897-90.8% |
| Participation rate | 58.3% | 75.1%-16.7pp | 72.4%-14.1pp | 80.3%-22.0pp |
| Annual return | 18.63% | 1033.75%-1015.1pp | 779.47%-760.8pp | 552.29%-533.7pp |
| Employer contribution / active EE | $1,258 | $3,086-59.2% | $2,916-56.9% | $4,663-73.0% |
| Participant deferral / active EE | $3,162 | $4,647-32.0% | $4,323-26.9% | $6,689-52.7% |
| Admin fee / account holder | $2,141 | $8,434-74.6% | $7,360-70.9% | $13,390-84.0% |