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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,518 | $112,729+333.4% | $98,716+394.9% | $137,256+255.9% |
| Participation rate | 88.2% | 74.2%+14.0pp | 69.3%+18.9pp | 80.0%+8.3pp |
| Annual return | 12.93% | 38.48%-25.6pp | 31.81%-18.9pp | 220.34%-207.4pp |
| Employer contribution / active EE | $4,843 | $2,725+77.7% | $2,279+112.6% | $4,156+16.5% |
| Participant deferral / active EE | $15,433 | $4,640+232.6% | $4,048+281.3% | $6,407+140.9% |
| Admin fee / account holder | $912 | $10,129-91.0% | $8,703-89.5% | $12,270-92.6% |