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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,518 | $124,980+290.9% | $108,359+350.8% | $154,746+215.7% |
| Participation rate | 88.2% | 75.2%+13.1pp | 70.1%+18.1pp | 80.7%+7.5pp |
| Annual return | 12.93% | 45.00%-32.1pp | 36.89%-24.0pp | 172.34%-159.4pp |
| Employer contribution / active EE | $4,843 | $2,851+69.9% | $2,399+101.8% | $4,379+10.6% |
| Participant deferral / active EE | $15,433 | $4,743+225.4% | $4,137+273.1% | $6,730+129.3% |
| Admin fee / account holder | $912 | $11,502-92.1% | $9,741-90.6% | $14,365-93.7% |