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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,528 | $129,737-78.8% | $119,126-76.9% | $154,746-82.2% |
| Participation rate | 87.5% | 78.9%+8.6pp | 75.8%+11.7pp | 80.7%+6.8pp |
| Annual return | 16.25% | 379.08%-362.8pp | 282.11%-265.9pp | 172.34%-156.1pp |
| Employer contribution / active EE | $1,805 | $4,375-58.8% | $4,034-55.3% | $4,379-58.8% |
| Participant deferral / active EE | $3,050 | $5,842-47.8% | $5,318-42.6% | $6,730-54.7% |
| Admin fee / account holder | $724 | $11,961-93.9% | $10,693-93.2% | $14,365-95.0% |