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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,528 | $134,817-79.6% | $123,973-77.8% | $155,188-82.3% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.7%+10.8pp | 80.8%+6.7pp |
| Annual return | 16.25% | 515.49%-499.2pp | 388.13%-371.9pp | 148.84%-132.6pp |
| Employer contribution / active EE | $1,805 | $4,425-59.2% | $4,126-56.3% | $4,248-57.5% |
| Participant deferral / active EE | $3,050 | $5,706-46.6% | $5,247-41.9% | $6,531-53.3% |
| Admin fee / account holder | $724 | $13,245-94.5% | $11,799-93.9% | $14,480-95.0% |