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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,076 | $156,398-30.9% | $147,318-26.6% | $138,895-22.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.97% | 78.75%-56.8pp | 70.43%-48.5pp | 145.39%-123.4pp |
| Employer contribution / active EE | $7,232 | $4,853+49.0% | $4,593+57.5% | $4,194+72.4% |
| Participant deferral / active EE | $9,591 | $8,237+16.4% | $7,906+21.3% | $6,396+49.9% |
| Admin fee / account holder | $873 | $14,976-94.2% | $13,708-93.6% | $12,562-93.1% |