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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,414 | $110,379-93.3% | $102,412-92.8% | $145,884-94.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 17.36% | 24.84%-7.5pp | 24.94%-7.6pp | 551.85%-534.5pp |
| Employer contribution / active EE | $2,573 | $4,216-39.0% | $3,870-33.5% | $4,662-44.8% |
| Participant deferral / active EE | $4,371 | $5,622-22.3% | $5,060-13.6% | $6,690-34.7% |
| Admin fee / account holder | $451 | $9,745-95.4% | $8,388-94.6% | $13,392-96.6% |