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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,728 | $209,336-70.5% | $197,124-68.7% | $137,256-55.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.52% | 48.09%-31.6pp | 44.34%-27.8pp | 220.34%-203.8pp |
| Employer contribution / active EE | $10,256 | $6,591+55.6% | $6,227+64.7% | $4,156+146.8% |
| Participant deferral / active EE | $11,128 | $9,614+15.7% | $9,135+21.8% | $6,407+73.7% |
| Admin fee / account holder | $6,774 | $17,308-60.9% | $16,298-58.4% | $12,270-44.8% |