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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,786 | $124,980-72.2% | $108,359-67.9% | $154,746-77.5% |
| Participation rate | 95.8% | 75.2%+20.7pp | 70.1%+25.7pp | 80.7%+15.1pp |
| Annual return | 19.67% | 45.00%-25.3pp | 36.89%-17.2pp | 172.34%-152.7pp |
| Employer contribution / active EE | $2,083 | $2,851-26.9% | $2,399-13.2% | $4,379-52.4% |
| Participant deferral / active EE | $2,239 | $4,743-52.8% | $4,137-45.9% | $6,730-66.7% |
| Admin fee / account holder | $1,398 | $11,502-87.8% | $9,741-85.6% | $14,365-90.3% |