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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,786 | $112,729-69.1% | $98,716-64.8% | $137,256-74.7% |
| Participation rate | 95.8% | 74.2%+21.6pp | 69.3%+26.5pp | 80.0%+15.9pp |
| Annual return | 19.67% | 38.48%-18.8pp | 31.81%-12.1pp | 220.34%-200.7pp |
| Employer contribution / active EE | $2,083 | $2,725-23.6% | $2,279-8.6% | $4,156-49.9% |
| Participant deferral / active EE | $2,239 | $4,640-51.8% | $4,048-44.7% | $6,407-65.1% |
| Admin fee / account holder | $1,398 | $10,129-86.2% | $8,703-83.9% | $12,270-88.6% |