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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,371 | $109,967-86.0% | $97,197-84.2% | $145,877-89.5% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.94% | 244.27%-230.3pp | 75.47%-61.5pp | 551.28%-537.3pp |
| Employer contribution / active EE | $1,580 | $3,077-48.6% | $2,723-42.0% | $4,663-66.1% |
| Participant deferral / active EE | $6,094 | $4,676+30.3% | $4,263+42.9% | $6,691-8.9% |
| Admin fee / account holder | $423 | $6,199-93.2% | $5,637-92.5% | $13,402-96.8% |