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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,371 | $110,093-86.0% | $97,295-84.2% | $145,897-89.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.94% | 244.76%-230.8pp | 75.62%-61.7pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,580 | $3,077-48.7% | $2,723-42.0% | $4,663-66.1% |
| Participant deferral / active EE | $6,094 | $4,678+30.3% | $4,264+42.9% | $6,689-8.9% |
| Admin fee / account holder | $423 | $6,212-93.2% | $5,646-92.5% | $13,390-96.8% |