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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,272 | $48,337-43.6% | $67,560-59.6% | $80,959-66.3% |
| Participation rate | 65.3% | 66.4%-1.1pp | 72.9%-7.6pp | 67.7%-2.4pp |
| Annual return | 16.51% | 18.26%-1.8pp | 3533.50%-3517.0pp | 35.67%-19.2pp |
| Employer contribution / active EE | $1,991 | $2,023-1.6% | $2,737-27.3% | $2,757-27.8% |
| Participant deferral / active EE | $3,567 | $2,928+21.8% | $4,004-10.9% | $4,300-17.1% |
| Admin fee / account holder | $3,092 | $3,695-16.3% | $3,994-22.6% | $6,925-55.3% |