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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,250 | $183,516-81.3% | $155,534-78.0% | $145,884-76.5% |
| Participation rate | 61.5% | 82.7%-21.2pp | 78.2%-16.7pp | 80.3%-18.8pp |
| Annual return | 11.32% | 61.43%-50.1pp | 64.92%-53.6pp | 551.85%-540.5pp |
| Employer contribution / active EE | $1,895 | $5,315-64.3% | $4,675-59.5% | $4,662-59.3% |
| Participant deferral / active EE | $4,094 | $6,467-36.7% | $5,630-27.3% | $6,690-38.8% |
| Admin fee / account holder | $614 | $19,293-96.8% | $15,900-96.1% | $13,392-95.4% |