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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,784 | $160,070-68.9% | $147,117-66.2% | $145,897-65.9% |
| Participation rate | 86.4% | 84.0%+2.3pp | 82.2%+4.2pp | 80.3%+6.1pp |
| Annual return | 18.65% | 98.69%-80.0pp | 420.54%-401.9pp | 552.29%-533.6pp |
| Employer contribution / active EE | $4,473 | $5,285-15.4% | $4,932-9.3% | $4,663-4.1% |
| Participant deferral / active EE | $8,105 | $8,419-3.7% | $8,065+0.5% | $6,689+21.2% |
| Admin fee / account holder | $8,284 | $15,035-44.9% | $12,993-36.2% | $13,390-38.1% |