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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,109 | $125,190-40.0% | $105,624-28.9% | $145,897-48.5% |
| Participation rate | 81.8% | 77.6%+4.2pp | 75.3%+6.5pp | 80.3%+1.5pp |
| Annual return | 22.52% | 225.22%-202.7pp | 116.20%-93.7pp | 552.29%-529.8pp |
| Employer contribution / active EE | $3,388 | $3,720-8.9% | $3,168+7.0% | $4,663-27.3% |
| Participant deferral / active EE | $4,951 | $5,716-13.4% | $5,013-1.2% | $6,689-26.0% |
| Admin fee / account holder | $642 | $17,138-96.3% | $10,961-94.1% | $13,390-95.2% |