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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,397 | $139,948-34.7% | $121,663-24.9% | $154,746-40.9% |
| Participation rate | 75.0% | 78.0%-3.0pp | 74.5%+0.5pp | 80.7%-5.7pp |
| Annual return | 13.32% | 230.52%-217.2pp | 147.54%-134.2pp | 172.34%-159.0pp |
| Employer contribution / active EE | $2,834 | $3,521-19.5% | $3,020-6.1% | $4,379-35.3% |
| Participant deferral / active EE | $3,996 | $5,629-29.0% | $4,887-18.2% | $6,730-40.6% |
| Admin fee / account holder | $844 | $17,321-95.1% | $14,289-94.1% | $14,365-94.1% |