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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,398 | $47,479-92.8% | $62,929-94.6% | $82,448-95.9% |
| Participation rate | 75.4% | 66.9%+8.5pp | 73.1%+2.3pp | 68.1%+7.3pp |
| Annual return | 20.66% | 20.34%+0.3pp | 1063.93%-1043.3pp | 41.64%-21.0pp |
| Employer contribution / active EE | $505 | $1,885-73.2% | $2,505-79.8% | $2,551-80.2% |
| Participant deferral / active EE | $812 | $2,870-71.7% | $3,888-79.1% | $4,139-80.4% |
| Admin fee / account holder | $328 | $3,804-91.4% | $5,065-93.5% | $7,234-95.5% |