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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,557 | $183,627-35.4% | $155,602-23.8% | $145,978-18.8% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 17.54% | 61.32%-43.8pp | 64.81%-47.3pp | 550.52%-533.0pp |
| Employer contribution / active EE | $0 | $5,316-100.0% | $4,675-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,600 | $6,466-28.9% | $5,629-18.3% | $6,690-31.2% |
| Admin fee / account holder | $4,021 | $19,327-79.2% | $15,923-74.7% | $13,400-70.0% |