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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,016 | $183,516-73.8% | $155,534-69.1% | $145,884-67.1% |
| Participation rate | 0.0% | 82.7%-82.7pp | 78.2%-78.2pp | 80.3%-80.3pp |
| Annual return | 21.43% | 61.43%-40.0pp | 64.92%-43.5pp | 551.85%-530.4pp |
| Employer contribution / active EE | $1,961 | $5,315-63.1% | $4,675-58.1% | $4,662-57.9% |
| Participant deferral / active EE | $7,678 | $6,467+18.7% | $5,630+36.4% | $6,690+14.8% |
| Admin fee / account holder | $521 | $19,293-97.3% | $15,900-96.7% | $13,392-96.1% |