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| Provider | Service type | Compensation |
|---|---|---|
CBIZ RETIREMENT PLAN SERVICES1+ years Filed as: CBIZ CPAS P.C. Service code 10 · EIN 43-1947695 | Accounting | $47,700 |
Service code 37 · EIN 04-2647786 | Loan Processing | $12,365 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,761 | $66,486+90.7% | $81,370+55.8% | $77,762+63.0% |
| Participation rate | 67.8% | 68.7%-0.9pp | 69.5%-1.8pp | 70.6%-2.8pp |
| Annual return | 15.22% | 15.95%-0.7pp | 24.85%-9.6pp | 31.27%-16.0pp |
| Employer contribution / active EE | $2,916 | $2,158+35.1% | $2,464+18.3% | $2,728+6.9% |
| Participant deferral / active EE | $7,819 | $3,677+112.7% | $3,885+101.3% | $4,651+68.1% |
| Admin fee / account holder | $112 | $586-80.9% | $5,749-98.1% | $433-74.2% |