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| Provider | Service type | Compensation |
|---|---|---|
CBIZ RETIREMENT PLAN SERVICES1+ years Filed as: CBIZ CPAS P.C. Service code 10 · EIN 43-1947695 | Accounting | $47,700 |
Service code 37 · EIN 04-2647786 | Loan Processing | $12,365 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,761 | $66,457+90.7% | $81,438+55.7% | $77,671+63.2% |
| Participation rate | 67.8% | 68.7%-1.0pp | 69.5%-1.7pp | 70.6%-2.8pp |
| Annual return | 15.22% | 15.93%-0.7pp | 24.74%-9.5pp | 31.21%-16.0pp |
| Employer contribution / active EE | $2,916 | $2,159+35.0% | $2,460+18.5% | $2,726+6.9% |
| Participant deferral / active EE | $7,819 | $3,679+112.5% | $3,883+101.4% | $4,648+68.2% |
| Admin fee / account holder | $112 | $583-80.8% | $5,764-98.1% | $430-74.0% |