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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $9,995 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,886 | $106,230-56.8% | $147,080-68.8% | $77,736-41.0% |
| Participation rate | 74.5% | 78.4%-3.8pp | 82.2%-7.6pp | 70.6%+4.0pp |
| Annual return | 25.62% | 56.91%-31.3pp | 420.17%-394.5pp | 31.26%-5.6pp |
| Employer contribution / active EE | $4 | $4,072-99.9% | $4,933-99.9% | $2,728-99.8% |
| Participant deferral / active EE | $9,799 | $8,001+22.5% | $8,066+21.5% | $4,651+110.7% |
| Admin fee / account holder | $31 | $338-90.8% | $12,989-99.8% | $433-92.8% |