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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,587 | $124,425-54.5% | $112,040-49.5% | $137,256-58.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 24.94% | 24.72%+0.2pp | 24.52%+0.4pp | 220.34%-195.4pp |
| Employer contribution / active EE | $11,077 | $3,411+224.7% | $2,954+275.0% | $4,156+166.5% |
| Participant deferral / active EE | $9,316 | $5,718+62.9% | $5,098+82.7% | $6,407+45.4% |
| Admin fee / account holder | $5,091 | $15,207-66.5% | $12,098-57.9% | $12,270-58.5% |