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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,685 | $174,018-85.2% | $136,833-81.2% | $198,609-87.1% |
| Participation rate | 17.4% | 65.1%-47.7pp | 59.0%-41.6pp | 82.4%-65.0pp |
| Annual return | 16.65% | 35.16%-18.5pp | 35.32%-18.7pp | 202.70%-186.0pp |
| Employer contribution / active EE | $810 | $1,571-48.4% | $1,319-38.5% | $5,055-84.0% |
| Participant deferral / active EE | $2,757 | $2,873-4.1% | $2,441+12.9% | $6,977-60.5% |
| Admin fee / account holder | $16,461 | $5,434+202.9% | $4,706+249.8% | $19,030-13.5% |