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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,588 | $156,398-83.6% | $147,318-82.6% | $138,895-81.6% |
| Participation rate | 94.1% | 83.8%+10.4pp | 82.1%+12.1pp | 79.9%+14.2pp |
| Annual return | 26.27% | 78.75%-52.5pp | 70.43%-44.2pp | 145.39%-119.1pp |
| Employer contribution / active EE | $2,124 | $4,853-56.2% | $4,593-53.8% | $4,194-49.4% |
| Participant deferral / active EE | $5,716 | $8,237-30.6% | $7,906-27.7% | $6,396-10.6% |
| Admin fee / account holder | $499 | $14,976-96.7% | $13,708-96.4% | $12,562-96.0% |