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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,588 | $154,228-83.4% | $145,433-82.4% | $137,256-81.4% |
| Participation rate | 94.1% | 83.8%+10.3pp | 82.1%+12.0pp | 80.0%+14.2pp |
| Annual return | 26.27% | 74.59%-48.3pp | 66.58%-40.3pp | 220.34%-194.1pp |
| Employer contribution / active EE | $2,124 | $4,804-55.8% | $4,554-53.4% | $4,156-48.9% |
| Participant deferral / active EE | $5,716 | $8,216-30.4% | $7,897-27.6% | $6,407-10.8% |
| Admin fee / account holder | $499 | $14,344-96.5% | $13,129-96.2% | $12,270-95.9% |