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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,639 | $183,516-34.3% | $155,534-22.4% | $145,884-17.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 1.53% | 61.43%-59.9pp | 64.92%-63.4pp | 551.85%-550.3pp |
| Employer contribution / active EE | $7,773 | $5,315+46.3% | $4,675+66.3% | $4,662+66.7% |
| Participant deferral / active EE | $6,440 | $6,467-0.4% | $5,630+14.4% | $6,690-3.7% |
| Admin fee / account holder | $986 | $19,293-94.9% | $15,900-93.8% | $13,392-92.6% |