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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,037 | $201,370+101.6% | $184,256+120.4% | $145,897+178.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.98% | 29.05%-14.1pp | 28.85%-13.9pp | 552.29%-537.3pp |
| Employer contribution / active EE | $5,480 | $7,024-22.0% | $6,427-14.7% | $4,663+17.5% |
| Participant deferral / active EE | $13,399 | $9,808+36.6% | $9,133+46.7% | $6,689+100.3% |
| Admin fee / account holder | $11,985 | $16,364-26.8% | $13,899-13.8% | $13,390-10.5% |