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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,037 | $201,259+101.7% | $184,200+120.4% | $145,959+178.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.98% | 28.98%-14.0pp | 28.80%-13.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $5,480 | $7,018-21.9% | $6,424-14.7% | $4,661+17.6% |
| Participant deferral / active EE | $13,399 | $9,806+36.6% | $9,132+46.7% | $6,689+100.3% |
| Admin fee / account holder | $11,985 | $16,372-26.8% | $13,907-13.8% | $13,398-10.5% |