Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,257 | $111,535-71.1% | $105,223-69.3% | $137,256-76.5% |
| Participation rate | 42.9% | 78.1%-35.2pp | 75.0%-32.2pp | 80.0%-37.1pp |
| Annual return | 15.50% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.8pp |
| Employer contribution / active EE | $972 | $3,939-75.3% | $3,689-73.7% | $4,156-76.6% |
| Participant deferral / active EE | $1,487 | $5,500-73.0% | $5,072-70.7% | $6,407-76.8% |
| Admin fee / account holder | $1,474 | $9,721-84.8% | $8,859-83.4% | $12,270-88.0% |