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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,315 | $100,073-66.7% | $85,126-60.9% | $145,877-77.2% |
| Participation rate | 85.0% | 74.1%+10.9pp | 67.5%+17.5pp | 80.3%+4.7pp |
| Annual return | 13.63% | 84.11%-70.5pp | 66.63%-53.0pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,755 | $3,236-14.9% | $2,731+0.9% | $4,663-40.9% |
| Participant deferral / active EE | $4,840 | $5,294-8.6% | $4,523+7.0% | $6,691-27.7% |
| Admin fee / account holder | $1,031 | $7,261-85.8% | $6,160-83.3% | $13,402-92.3% |