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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,456 | $81,457+6.1% | $103,378-16.4% | $80,911+6.9% |
| Participation rate | 61.5% | 66.8%-5.3pp | 74.5%-13.0pp | 67.6%-6.1pp |
| Annual return | 15.96% | 25.58%-9.6pp | 24.91%-8.9pp | 35.63%-19.7pp |
| Employer contribution / active EE | $3,545 | $3,107+14.1% | $3,870-8.4% | $2,756+28.6% |
| Participant deferral / active EE | $9,406 | $3,871+143.0% | $5,058+86.0% | $4,297+118.9% |
| Admin fee / account holder | $6 | $6,717-99.9% | $8,401-99.9% | $6,935-99.9% |