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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,456 | $81,487+6.1% | $102,412-15.6% | $80,935+6.8% |
| Participation rate | 61.5% | 66.8%-5.3pp | 74.5%-13.0pp | 67.7%-6.1pp |
| Annual return | 15.96% | 25.60%-9.6pp | 24.94%-9.0pp | 35.66%-19.7pp |
| Employer contribution / active EE | $3,545 | $3,103+14.3% | $3,870-8.4% | $2,757+28.6% |
| Participant deferral / active EE | $9,406 | $3,871+143.0% | $5,060+85.9% | $4,299+118.8% |
| Admin fee / account holder | $6 | $6,717-99.9% | $8,388-99.9% | $6,924-99.9% |