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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,066 | $196,972-90.3% | $182,262-89.5% | $198,609-90.4% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.43% | 158.27%-138.8pp | 140.60%-121.2pp | 202.70%-183.3pp |
| Employer contribution / active EE | $3,365 | $5,364-37.3% | $5,046-33.3% | $5,055-33.4% |
| Participant deferral / active EE | $5,235 | $8,643-39.4% | $8,276-36.7% | $6,977-25.0% |
| Admin fee / account holder | $3,373 | $18,429-81.7% | $16,712-79.8% | $19,030-82.3% |