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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,210 | $183,516-76.5% | $155,534-72.2% | $145,884-70.4% |
| Participation rate | 84.6% | 82.7%+1.9pp | 78.2%+6.4pp | 80.3%+4.3pp |
| Annual return | 11.98% | 61.43%-49.4pp | 64.92%-52.9pp | 551.85%-539.9pp |
| Employer contribution / active EE | $2,123 | $5,315-60.0% | $4,675-54.6% | $4,662-54.5% |
| Participant deferral / active EE | $9,560 | $6,467+47.8% | $5,630+69.8% | $6,690+42.9% |
| Admin fee / account holder | $4,610 | $19,293-76.1% | $15,900-71.0% | $13,392-65.6% |