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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,007 | $69,118-34.9% | $53,647-16.1% | $138,895-67.6% |
| Participation rate | 77.8% | 64.0%+13.8pp | 56.3%+21.5pp | 79.9%-2.1pp |
| Annual return | 14.92% | 248.26%-233.3pp | 358.33%-343.4pp | 145.39%-130.5pp |
| Employer contribution / active EE | $4,285 | $1,189+260.2% | $962+345.4% | $4,194+2.2% |
| Participant deferral / active EE | $222 | $2,274-90.2% | $1,813-87.7% | $6,396-96.5% |
| Admin fee / account holder | $766 | $2,724-71.9% | $2,460-68.9% | $12,562-93.9% |