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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,584 | $111,535-40.3% | $105,223-36.7% | $137,256-51.5% |
| Participation rate | 41.7% | 78.1%-36.4pp | 75.0%-33.4pp | 80.0%-38.3pp |
| Annual return | 19.57% | 237.85%-218.3pp | 180.65%-161.1pp | 220.34%-200.8pp |
| Employer contribution / active EE | $1,735 | $3,939-56.0% | $3,689-53.0% | $4,156-58.3% |
| Participant deferral / active EE | $2,061 | $5,500-62.5% | $5,072-59.4% | $6,407-67.8% |
| Admin fee / account holder | $506 | $9,721-94.8% | $8,859-94.3% | $12,270-95.9% |