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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,659 | $201,344-37.6% | $184,243-31.8% | $145,877-13.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 33.06% | 29.01%+4.0pp | 28.82%+4.2pp | 551.28%-518.2pp |
| Employer contribution / active EE | $22,055 | $7,022+214.1% | $6,427+243.2% | $4,663+373.0% |
| Participant deferral / active EE | $22,705 | $9,807+131.5% | $9,132+148.6% | $6,691+239.4% |
| Admin fee / account holder | $314 | $16,382-98.1% | $13,914-97.7% | $13,402-97.7% |