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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,373 | $183,592-59.5% | $155,574-52.2% | $145,877-49.0% |
| Participation rate | 94.7% | 82.7%+12.0pp | 78.2%+16.5pp | 80.3%+14.4pp |
| Annual return | 14.12% | 61.37%-47.3pp | 64.87%-50.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $3,456 | $5,317-35.0% | $4,676-26.1% | $4,663-25.9% |
| Participant deferral / active EE | $8,799 | $6,466+36.1% | $5,629+56.3% | $6,691+31.5% |
| Admin fee / account holder | $3,238 | $19,316-83.2% | $15,914-79.7% | $13,402-75.8% |