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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,357 | $185,312-66.4% | $161,489-61.4% | $154,746-59.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 17.32% | 103.84%-86.5pp | 89.72%-72.4pp | 172.34%-155.0pp |
| Employer contribution / active EE | $4,986 | $4,769+4.6% | $4,268+16.8% | $4,379+13.9% |
| Participant deferral / active EE | $2,576 | $6,350-59.4% | $5,630-54.2% | $6,730-61.7% |
| Admin fee / account holder | $1,983 | $18,654-89.4% | $16,006-87.6% | $14,365-86.2% |