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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,357 | $172,111-63.8% | $150,298-58.5% | $137,256-54.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.32% | 69.37%-52.1pp | 62.79%-45.5pp | 220.34%-203.0pp |
| Employer contribution / active EE | $4,986 | $4,636+7.6% | $4,154+20.0% | $4,156+20.0% |
| Participant deferral / active EE | $2,576 | $6,166-58.2% | $5,453-52.8% | $6,407-59.8% |
| Admin fee / account holder | $1,983 | $16,471-88.0% | $14,116-85.9% | $12,270-83.8% |